A Simple Definition of Fanaticism

"A fanatic is someone who considers whether a fact or perspective is acceptable to his ideology BEFORE exploring it. A teachable person explores FIRST and then considers a fact's accuracy or a perspective's usefulness."
~~ David Gruder, paraphrasing from Tribes by Seth Godin

Credit limits

Submitted by SamirM02 on Thu, 06/11/2009 - 04:28.

Whenever our financial institutions lower the credit limits, without the customer's consent or input, by the way, it isn't a happy thing for a lot of people. It leads to higher interest rates, and when those credit limits get lowered it isn't good for small businesses that depend on the corporate credit card to pay bills and get crucial supplies. Obama's stimulus and tax incentives haven't driven a lot of spending, banks won't lend, but the positive is that the personal saving rate is increasing, and some are taking the opportunity to get out of debt. Lowering credit limits leads a lot of people to look into a cash advance instead. For further reading, click the link: http://personalmoneystore.com/moneyblog/2009/06/02/credit-limits-lowered-forcing-people-cash-advances/

Credit Limits and Saving

Submitted by David on Tue, 07/07/2009 - 17:35.

I agree that one of the golden linings in our current financial crisis is that more people are finally beginning to pay more attention to saving money than has been the case in decades. I think it is a good thing overall that consumer credit is more difficult to get because our Debtism-oriented economy is precisely what got us into this mess in the first place. My distaste for the bailout strategy aside, I do also think that it is far too soon to know the extent to which this strategy might help in the near term. What I feel certain about, though, is that the sooner we emerge from a Debism-oriented economy into an economy that centers around a socially responsible version of capitalism, the better.

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From the White House, to the board room, to the privacy of our own bedrooms and virtually everywhere in between, one thing our society is badly in need of is a restoration of integrity.

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Dr. David Gruder is a psychologist, eight-award-winning author (6 from his latest book), and captivating presenter who speaks, trains and consults worldwide on integrity-centered living, working, loving and serving.

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